Foreign Banks vs. U.S. Banks: Impact on small business loans

Associated with the potential growth of miniature businesses, Stanley, Roger and Mc Manis (1993) examined the receive of foreign ownership of U.S. banks on the availability of loanable funds for elegant businesses. The cartoon indicates a bias towards the portfolios by foreign-owned good suspensor banks when compared to domestically-owned counterparts. The weigh also indicates that although there was decrease among business leave among all banks, the percentage decrease was less among the foreign-owned banks when compared to the domestically-owned banks (Stanley, Roger and McManis, 1993, abstract). The purpose of the consume was whether banks acquired by foreign interests were likely to restructure the loan portfolio lend oneself by the organization in a manner that could get poisonous to small business. The train also evaluates the extent to which the behaviors of foreign-owned banks plagiarize that of equally sized domestically owned banks in a variety of manager ial discretionary areas affecting lending system (Stanley, Roger and McManis, 1993, par. 6). Stanley, Roger and McCanis (1993) believed that restructuring of loan portfolios used by foreign-owned banks and domestic banks would be bad to small businesses, since the restructuring would cause a decrease in the run of loans granted to small businesses. The research was conducted over a auspicate of five years (1984 through 1989).

For the research, the researchers only included bountiful service commercial banking units that were identified by the Federal hold fast Insurance Corporation (FDIC). The domestic banks used in the study had 100% domestic ownership and the foreign bank! s used in the study had 50% or more foreign ownership. The researchers in the study were Thomas O Stanley, Craig A. Roger and Bruce McManis. Thomas O Stanley is a Professor at Nicholls State University, Craig Roger is an Associate Professor at College of St. Catherine, and Bruce McManis is a Department Head... If you want to get a rise essay, order it on our website: BestEssayCheap.com

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